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Choose and Apply for Credit Card
Full Name Please enter your full name
Mobile Number? +91Please enter correct mobile number
Please enter purpose for loan
Please enter correct pincode
Your current city of residence
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Monthly Income? Monthly income <=15,000
Annual Income? Annual income <= 1,80,000
Email Please enter your email
Birthday Please enter your birthday
Enter your PAN Please enter correct pan number
Different Types of Credit Cards
Premium Credit Card: This is one step above the standard credit card, and based on the lender's analysis, is given to customers who demonstrate their creditworthiness and ability to pay the debt off easily. Typically, the premium cards have higher credit limits, lower interest rates, more reward options, and fewer credit card fees than most.
Secured Credit Card: Made for people who have experienced past credit problems or who have lower credit scores, secured credit cards give the user a second chance to restore their credit and prove their creditworthiness again. The downfall is that applying for this card requires the user to place a substantial amount of cash upfront as security against the credit purchases.
Standard Credit Card: These are the cards usually offered to the general population. In most cases, this card carries a middle range interest rate and other related fees at a standardized price.
Student Credit Card: Similar to the standard credit cards, but as they are an initial credit card for students, they come with low credit limits—often as small as a few hundred dollars.
Business Credit Card: These are usually offered to people who have registered a business. In most cases, it is registered under the business name with the business identification number. The purpose in doing this is to offer the business its own credit identity, to keep tax records straight and to keep the business credit rating from affecting personal ones.
Store or Gas Credit Cards: Slightly different from the standard Visa or MasterCard, as these can only be used in the store where the credit was offered.
Subprime Cards: Offered to people with substandard credit or limited credit history, these cards often come with higher interest rates, fees, and lower credit limits.